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F.A.Q.

Frequently Ask Questions

(This answers are not from the insurance text book) 

  • WHAT IS INSURANCE?
    A MONETARY WAY TO COVER THE DAMAGE CAUSED
  • WHO GETS INSURANCE?
    ANYONE WHO BELIEVES THAT MISTAKES CAN CAUSE A DAMAGE
  • WHY GET INSURANCE?
    SO THE MISTAKE MADE GETS RESOLVED WITH A MONETARY COMPENSATION

WHAT DO I NEED TO GET  CAR INSURANCE?

PROOF OF IDENTITY:
  • USA LICENSE: VALID OR SUSPENDED (NOT EXPIRED) 
  • USA STATE ID: (WITH A SPECIAL POLICY)
  • INTERNATIONAL LICENSE
  • LICENSE FROM OTHER COUNTRIES
  • MATRICULA O ELECTORAL
PROOF OF OWNERSHIP
  • TILE
  • REGISTRATION
  • BILL OF SALE
  • DEALER CONTRACT
  • WHAT IF THE VEHICLE IS NOT MINE?
    THEN NON-OWNERS INSURANCE
  • WILL NON-OWNER GET ME A TAG?
     NO
  • WHAT IF I NEED TO GET THE TAG?
    THEN THE CURRENT OWNER HAS TO GET INSURANCE
  • WHAT IF D.P.S SUSPENDED MY LICENSE?
    NON-OWNERS OR OWNER INSURANCE  with a special ID policy


  • WHEN DOES MY POLICY EXPIRE?
     the policy will no longer have coverage on the day of expiration. 
  • AT WHAT TIME DOES MY POLICY EXPIRE?
    Your policy has coverage until the end of the 24hr day before your expiration date.                               12:01AM EXPIRATION DATE     
  • CAN I ADD MY FRIEND'S CAR TO MY POLICY?
    • SOME COMPANIES WILL DO THIS, NOT ALL
    • MUST RESIDE IN SAME HOUSEHOLD
    • HAS TO HAVE PROOF OF OWNERSHIP
    • HAS TO BE LISTED AS A DRIVER IN THE POLICY 

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